What happens if the insurance company does not make me a fair offer?
Once your case has been fully explored, and the insurance company has made their “final” offer it is important to meet with your lawyer and discuss the offer and what can be done to improve it. Generally, this involves filing a lawsuit in the appropriate jurisdiction. Each case has factors that suggest where to file such a case. Often, a sophisticated legal analysis is necessary to choose the best court to ensure a fair settlement or verdict. The Maryland State court system has the option of filing in either the District Court or the Circuit Court. There are advantages and disadvantages to both. Also, some cases can be filed in the federal courts of the State of Maryland and again the choice of court requires an experienced lawyer knowledgeable with regard to the benefits of each court. In the District of Columbia, the choices are the Superior Court for the District of Columbia or the United States District Court. Finally, there are occasions where a case could be filed in either of the courts in the State of Maryland or the courts of the District of Columbia.