The basic rule of thumb is that the injured party makes a claim against the insurance company of the driver responsible for the collision. The claim can be for many things including past and future medical expenses, past and future lost wages, loss of household or family services, and a host of other losses or difficulties which are generally encompassed by the term “pain and suffering”.
How does automobile/truck collision insurance work?
The basic rule of thumb is that the injured party makes a claim against the insurance company of the driver responsible for the collision. The claim can be for many things including past and future medical expenses, past and future lost wages, loss of household or family services, and a host of other losses or difficulties which are generally encompassed by the term “pain and suffering”.