It would seem innocent enough. A South Carolina law firm tells the victim of a crash that they represent the auto insurer that paid their personal injury protection benefits and seeks to be reimbursed out of any settlement with the at-fault driver's liabiity insurer.
If the victim is representing themself or has an inexperienced attorney, they might just think that they are obligated to repay the PIP carrier through the South Carolina firm. But that would be wrong!
Such a subrogation of PIP benefits is not legal in Maryland pursuant to the Maryland Annotated Code Insurance Article Section 19-507 (d).
So when the letter arrived from the South Carolina law firm, Clark and Steinhorn, LLC set them straight and suddenly a new letter arrived, in essence saying " Never Mind"!
It pays to have an experienced attorney.