There is an easy answer and a more complex one. The easy one is that insurance companies routinely take advantage of victims of car and truck accidents. They know if you don't take their "final" offer that the odds of you successfully filing and pursuing a lawsuit are very low.
The more complex answer involves the fact that insurance company adjusters are trained to elicit information from victims of Maryland car and truck accidents calculated to diminish the value of their cases and to lower expectations at settlement. Lawyers serve as the spokesperson for injured car accident victims and understand the true value of cases. Lawyers always have recourse to filing a lawsuit if the insurance company is reluctant or unwilling to offer a fair settlement.
The lawyers at Clark and Steinhorn, LLC are highly knowledgeable about the complex interplay between different kinds of insurance coverages. Strategic use of insurances available to victims of Maryland car crashes can maximize the settlement or verdict they receive. Health insurance, PIP insurance, disability insurance and of course liability insurance all come into play in a major crash and need to be managed properly.
Workers compensation and PIP interact uniquely particularly in cases with uninsured or underinsured motorist claims. Don't be a victim twice, consult Clark and Steinhorn, LLC to ensure you receive all of your fair compensation.